Hi, I am Dawn Balch. I am from Florida. I am 27 years old. I love to write blogs and articles regarding finance. I am working for a mortgage company. Buying a house is like a dream for many people. This is usually seen as the sweetest fruit of hard work and long-term savings. But for some reason, paying the full price of your dream home can be difficult. Other important things require proper budget allocation. Some emergencies also require immediate funding. This is when a deposit is required, and several factors affect the amount. One of these factors is the credit score. The housing down payment is also directly affected by your job. Most banks and home finance companies require their clients to have regular jobs to qualify for their programs.